Hi! I’m Sierra Juhl, your State Farm Insurance Agent in Farmington, Minnesota.

Fall in Minnesota means cooler mornings, busy school schedules, football season, and trying to squeeze in those last warm weekends before the weather really changes. As routines shift and a new season begins, it’s a great time to make sure your insurance is keeping up, too.

If you need a quote, just click the red “START A QUOTE” button below, or call or text our office — we're here to help.

If you’ve been meaning to review your coverage, text “Schedule” to our office number and we’ll set up a quick insurance check-in. Whether you’re already with State Farm or insured somewhere else, we’re happy to help you look at your options and make sure you have the coverage you need.

My team and I know insurance can feel confusing or overwhelming at times, and we’re here to make it simpler. We believe insurance should be easy to understand, easy to ask questions about, and easy to feel confident in.

Whether you’re getting a quote, buying a home, welcoming a new baby, starting a business, or simply making sure your coverage still fits your life, we’re here for you. And when you call or text our office, you won’t get a call center. You’ll talk with the same local team who takes the time to get to know you and what matters most to you.

We’ll help you look for discounts, talk through your options, and build a plan that fits your life today — and we’ll be here as things change down the road, too.

A little about me: I’m originally from southwest Minnesota and graduated from Southwest Minnesota State University with a degree in Fine Arts. I’ve lived in the Farmington area since 2013 and now live in Rosemount with my partner and our two dogs, Indy and Leeloo. Outside of work, I love being outdoors, hosting get-togethers, and enjoying live music and theater.

Our office helps with Auto, Home, Renters, Life, and Business Insurance, as well as supplemental health, liability/umbrella coverage, pet insurance, and coverage for motorcycles, boats, RVs, and more. We’re based in Farmington and love helping customers in Farmington, Rosemount, Lakeville, and Apple Valley — and we’re licensed throughout Minnesota, Wisconsin, and South Dakota.

Quick auto insurance tip: make sure everyone who regularly drives your vehicles is listed on your policy. For business policies, that includes anyone who may drive a business vehicle. If you’re not sure who should be included, just call or text us — we’re happy to help.

State Farm offers a variety of discounts, and since every person and family is different, we’ll help you find coverage that fits your life now and keeps up with it as it changes.

We’d love the chance to connect with you. 💖

FAQs

Q: How is the replacement cost of my home calculated?

A: Replacement cost is the estimated amount needed to rebuild your home from the ground up using current local material and labor costs. This is different from market value, which includes land value. Sierra Juhl in Farmington can calculate an accurate replacement estimate for your home.

Q: Does renters insurance cover my personal belongings when I am away from home?

A: Yes! Personal property protection under a renters account generally follows you wherever you go, protecting items stolen from your car or lost during travel. Sierra Juhl serves Farmington and can explain how off-premises protection works.

Q: How do my beneficiaries receive a life insurance payout?

A: When an account holder passes away, designated beneficiaries submit a claim along with a death certificate. The payout is usually delivered tax-free as a lump sum to help replace lost income, cover funeral expenses, or pay off debt. Sierra Juhl in Farmington is dedicated to helping local families navigate this process smoothly.

Q: Will filing a small claim cause my monthly rates to go up?

A: Rate adjustments depend on the claim type, fault, loss severity, and your overall claim history. For small maintenance issues, paying out-of-pocket might make more sense than filing a claim. Sierra Juhl in Farmington can talk through scenarios before you officially submit a claim.